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About c marie

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Dr. Cindy Marie Kiernan, also known as C Marie in the field of coaching, promotes and encourages a community of budgeters. 

In recent years, C Marie was buried in debt comprised of school loans, credit card debt, personal bank loan debt, and a car loan. Even though she truly loved her work and found her career to be extremely satisfying, she believed her management of finances did not reflect responsible choices. Once C Marie made the decision to tackle debt, other areas of life became more fulfilling, resulting in stronger faith and a higher level of contentment. She  believes there are other pieces to the puzzle outside managing finances- areas which contributed to her development of financial literacy skills and the experiences of life enriching outcomes.  She uses the term, puzzle pieces, because at no point in her adult life had she developed financial literacy skills, specifically the process of budgeting.  Money management was "puzzling" to her.  Those in need of support and encouragement in this area of life, most likely, will understand this scenario.

As C Marie started managing her finances through budgeting , she thought about othes possibly experiencing the same struggles. She understands managing finances and addressing debt can be exhausting, embarrassing, and emotional, yet she understood she was not alone.


C Marie invites you to join the journey and become part of a community of budgeters.

Join the journey today.  Puzzle Pieces to Pathway (PP2P) with C Marie!  You can reach her at

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